What Are the Major Problems Associated with Worker’s Compensation?
If you have received injuries while working in the office premises, which need medical attention, you are eligible to get workers’ compensation. However, things may not be as easy as they seem. Sometimes, you will have to put in a lot of effort to obtain the right amount. In doing so, a Virginia Beach workers’ comp lawyer can help you because he knows the state laws for workers’ compensation. It is important to learn the major issues that you may come across for workers’ compensation.
Challenges in workers’ compensation
The employee has to file a claim with the employer or the insurance company of the employer so that the compensation is obtained. He may encounter the below-mentioned problems in the entire process:
The employer is not willing to pay
It has been observed that many employers downplay the extent of your injury. They don’t wish to pay the injured person because it will increase their premiums. The employer may have to go through a tough process to convince the insurance company with the help of medical reports and the doctor’s notes so that he can get the amount he deserves and needs. It is also a good idea to get in touch with a qualified attorney, who can guide you in getting approval from the employer.
Not following up on the claim
In many cases, the employer forgets to follow up with the insurance company. There might be some errors in filing the claim from the employer’s side such as putting the wrong name or address or the employer forgetting to file the claim. It may cause unnecessary delays in the claim. If the injured person has paid medical expenses from his pocket, he will have to face a lot of financial issues.
The claim gets rejected
The employee may have submitted all the necessary documents including medical reports and loss of income. Still, the claim got denied. In such a scenario, he may feel disappointed because he will have to appeal the decision of the insurance company. Many a time, an employee contacts the attorney after the claim gets rejected. If he had contacted him before, things would have been much better. Therefore, you should contact an attorney before filing a claim with the insurance company. He can save time, money and effort and make your life much easier.
You should not file a workers’ compensation claim without consulting a knowledgeable lawyer because he ensures that you get a fair amount.